Nine modules for a Swiss Einzelfirma, in one account

Invoicing

Drafts numbered PREFIX-YEAR-0001, three fixed templates, recurring invoices, credit notes, the Swiss Mahnung ladder and accounting period locks.

Swiss QR-bill

The official QR-Rechnung payment part and receipt, 210 × 105 mm, on its own page. Payable with TWINT, and on every plan.

Clients and CRM

Four tax identifiers per client - VAT, EU VAT, UID, MWST - a default rate and their document language. Plus leads and cold-lead lists.

Time tracking

A timer rounding to the nearest quarter hour, and the step that matters: unbilled entries become an invoice at the project rate.

Contracts and signing

Nine preset instruments, one or two languages side by side with the prevailing version named, signed through a one-time link. Professional and above.

The assistant

Command bar, chat panel or a private Telegram chat. It reads nine record types, proposes 20 operations, and changes nothing until you confirm.

Expenses and banking

Fourteen categories, receipts by photo, recurring expenses that are really booked, a scan that prefills the form. Francs only. camt.053 import on Business.

Reports and Swiss deadlines

Tax report, Erfolgsrechnung, profitability, cashflow projection, records archive, and a Swiss reference where every figure names its authority and reading date.

Email

A domain you own becomes your mailbox: your addresses, your DKIM signature, folders, scheduled sends, delivery states per recipient.

Mark as sent only changes the status. The preview beside the form is the real PDF your client receives, not a mock-up of it.

• The document speaks its own language, not yours: the invoice's, then the client's, then the account's, then English.
• Fourteen text tokens with offsets, so {{month}} - {{month+1}} prints September - October against the invoice's own issue date.
• Recurring invoices produce one draft per period, exactly once, and catch up the periods a late run missed.
• Sealing is permanent and opt-in. After it a correction is a credit note, never an edit.

1. 1

   Track the prospect

   Thirteen fixed pipeline statuses, each change able to carry a note, and a 0-100 score computed by transparent rules, with no AI in it.

2. 2

   Convert to a client

   One action converts it, keeping the notes and the timeline. The client record holds the tax identifiers that get printed and their document language.

3. 3

   Quote, then agree

   An estimate prices each line at its own frequency, with one subtotal per frequency and deliberately no grand total across them.

4. 4

   Log the work

   The timer rounds to the nearest quarter hour. The list shows what is billable, what is still unbilled, and what those hours are worth.

5. 5

   Bill it

   Unbilled entries become one invoice grouped per project. A selection spanning two clients is refused before anything is created.

An invoice paid in twelve parts counts in each year it was really paid in, and its VAT is split across those parts in whole cents. VAT collected is never counted as revenue.

• Recurring expenses are really booked, catching up every missed period exactly once, and never writing into a closed period.
• The bank matcher auto-matches only an exact structured reference on a credit. An amount match is a suggestion; an ambiguous amount produces none.

• The planning step is read-only. It shows exactly what it would change.
• Execution runs only after you confirm, and is re-validated on the server.
• Every step runs through the same action a person filling the form would use.
• There is no send step. It cannot email a client, or delete anything.
• Figures are never produced by the model. Every number is computed in the app.
• An invoice the assistant creates is a draft, like every other invoice.

Email is a module, not a send button. On a domain you own: your own addresses, folders and tags, a rich composer, a send scheduled up to a year ahead, and delivery per recipient in words. An opt-in setting drafts a reply to incoming mail and parks it, never sent.

• The Swiss QR-bill on your invoices, and estimates. Neither is gated by plan.
• No cap on invoices, estimates, projects, tasks, time entries, expenses or leads, though files count against storage.
• All five document languages, on the PDF and on the email carrying it.
• Your own email domain, the inbox, the knowledge base, Telegram and Discord.
• The three federal reference topics that cost most to get wrong: VAT rates, the registration threshold, record retention.
• A ZIP export of your data, and self-service deletion with a 30-day grace period.

Prices are CHF 0, 15, 29 and 59 per month, in Swiss francs only, billed monthly. They are stated without Swiss VAT and no VAT is charged, because the operator is below the Swiss VAT registration threshold and is not VAT-registered. There is no annual plan and no self-service trial.

• Not double-entry bookkeeping: no chart of accounts, no journal, no ledger, no balance sheet.
• Not a replacement for a Treuhänder. It files nothing with the ESTV, a cantonal office or the AHV.
• No legal and no tax advice. Every compliance surface names the authority, the link and the reading date.
• No bank connection. A camt.053 or camt.054 file is exported from your e-banking and imported, on Business.
• No card payment on your invoice: no pay-now button, no payment link, no eBill.
• No multi-currency accounting. There are no exchange rates; expenses are booked in francs only.
• No payroll: no salary run, no Lohnausweis, no wage declaration.
• The client portal is read-only. A private link, no client login, no payment, no messaging.
• The signature records the name, the drawing, the time, the IP and a hash of the signed text. It is not a qualified electronic signature.
• No kanban board, no drag-and-drop calendar, no task assignee, no granular roles.
• Google Calendar is read one way. Events come in; nothing is written back.
• Offline means receipt photos, and only receipt photos.